Loan: Opinions and Reviews, Read the Guide

Do you want to apply for a Aqualine bank loan, but you don’t know how to do it? Do you want to know which are the most advantageous options?

Thanks to this guide on how to get the loan with Aqualine bank, we will see to follow all the steps to get the loan. Here’s what you need to do!

Request procedure

Request procedure

It may happen that you need to apply for a loan to make some purchases, to renovate your home or to solve some problems. That bank also helps you choose the right option for you.

The loan with Aqualine bank can also be obtained online with a few clicks and can be obtained in about 48 hours. In a couple of days you can open the file and have the money in your account.

To make the calculation of the installment it is useful to make a quote that can also be requested online on the official Aqualine bank website. To get the loan, simply enter your personal details, the number of installments you plan to make the repayment and the amount you want to request.

The data must be entered in the online form. We remind you that the quote is free and not binding. The online quote also helps you get an idea of ​​the cost and cost of the installments. The estimate allows you to evaluate the loan options, the repayment duration and the cost of the installments.

It must be remembered that the more months for reimbursement increase, the more the monthly payment is reduced. In this case, however, the interests will increase by logical consequence.

Carefully assessing all the loan options helps to avoid wasting too much money on interest payments. We recommend asking for an appointment at the branch to know all the details.

The necessary guarantees for the loan with Aqualine bank

Whatever type of loan you decide to request from Aqualine bank, there are guarantees to be provided even for those who have been protested or are on the list of bad payers. The guarantees to request a loan with Aqualine bank are mandatory:

  • The guarantee of a third party : it must be able to act as a guarantee. The guarantor can be a parent, a relative or a friend, it must be remembered that he can become the person responsible for the return in place of the applicant;
  • The pension : it influences the duration and the number of the installments according to the age of the subject;
  • The pay slip : this is the most solid guarantee for the loan request, with the pay slip you often get advantageous rates;
  • The salary assignment : a method even for those who have been protested or is on the bad payer list of obtaining a loan, the monthly sum to be paid to the creditor will be withheld from salary or pension. Often with the transfer of the fifth we have advantageous rates and repayment plans up to ten years;

What do you need to get the loan?

What do you need to get the loan?

To obtain the loan with Aqualine bank you must provide:

  • The pay slip, the pension or the last tax return (only for self-employed workers);
  • A valid identity document.

We remind you that even those who have been protested or who are on the list of bad payers will have to provide the same documents. There is no need to bring anything else unless requested by the bank, the rest will be taken care of by the person in charge.

Times to get the money

Times to get the money

In general, if the request for a loan is made through the online form, it is possible to obtain the money in about 48 hours from the opening of the web application.

In the event that you opt to request the loan at the branch it will be the one in charge to indicate you what the waiting times will be for having the loan on your account. We remind you that every loan application is different and both waiting times and interests can change with respect to the estimate.

The interest for the Aqualine bank loan

The interest for the Aqualine bank loan

The online quote helps you to know the interest rate and the installment to be paid monthly. We remind you that the estimate can also be requested at the branch and that it is free as well as not in any way binding on the loan request.

Thanks to the budget you can easily know the TAN and the APR. The TAN is the interest rate, the APR is the synthetic total cost of the loan.

The APR includes the commissions that must be paid to apply for the loan. Check both the TAN and the APR helps to find the most convenient ones. With a quick search on loans and rates you can even manage to save on interest.

The loan with Aqualine bank for the protested subjects

The loan with Aqualine bank for the protested subjects

Not in all cases the banks approve loans if they have been protested or if they are on the list of bad payers. To understand if What Bank will consent to your loan request you will need to ask for information in a branch to a person in charge. The bank will assess the financial situation and decide whether to proceed with the practice.

Often we ask to give a fifth of the salary as collateral to get the loan with Aqualine bank also from bad payers or protesters. With the transfer of the fifth the loan can be obtained with repayment plans of the amount up to 10 years and with advantageous interest rates.

Loans What a bank for temporary workers

Loans What a bank for temporary workers

Aqualine bank also allows temporary workers to apply for and even have a loan. If you are a temporary worker, you need to provide the bank with some additional guarantees.

To have a loan if you are a fixed-term worker, the number of installments must not exceed the working contract months that remain.

We remind you that the conditions to be respected for having a loan, even if you are a temporary worker, are the same as for permanent workers.